fix: add table of contents to all reference files

Per Anthropic's Agent Skills best practices, reference files over
  100 lines should include a TOC so Claude can see full scope when
  previewing with partial reads. Added ## Contents section to all
  32 reference files.

skills/ab-test-setup/references/sample-size-guide.md

@@ -2,6 +2,17 @@
 
 Reference for calculating sample sizes and test duration.
 
+## Contents
+- Sample Size Fundamentals (required inputs, what these mean)
+- Sample Size Quick Reference Tables
+- Duration Calculator (formula, examples, minimum duration rules, maximum duration guidelines)
+- Online Calculators
+- Adjusting for Multiple Variants
+- Common Sample Size Mistakes
+- When Sample Size Requirements Are Too High
+- Sequential Testing
+- Quick Decision Framework
+
 ## Sample Size Fundamentals
 
 ### Required Inputs

skills/ab-test-setup/references/test-templates.md

@@ -2,6 +2,15 @@
 
 Templates for planning, documenting, and analyzing experiments.
 
+## Contents
+- Test Plan Template
+- Results Documentation Template
+- Test Repository Entry Template
+- Quick Test Brief Template
+- Stakeholder Update Template
+- Experiment Prioritization Scorecard
+- Hypothesis Bank Template
+
 ## Test Plan Template
 
 ```markdown