fix(mcp-loader): read user-level MCP config from ~/.claude.json (#814)

src/features/claude-code-mcp-loader/loader.ts

@@ -1,5 +1,6 @@
 import { existsSync, readFileSync } from "fs"
 import { join } from "path"
+import { homedir } from "os"
 import { getClaudeConfigDir } from "../../shared"
 import type {
   ClaudeCodeMcpConfig,
@@ -16,11 +17,10 @@ interface McpConfigPath {
 }
 
 function getMcpConfigPaths(): McpConfigPath[] {
-  const claudeConfigDir = getClaudeConfigDir()
   const cwd = process.cwd()
 
   return [
-    { path: join(claudeConfigDir, ".mcp.json"), scope: "user" },
+    { path: join(homedir(), ".claude.json"), scope: "user" },
     { path: join(cwd, ".mcp.json"), scope: "project" },
     { path: join(cwd, ".claude", ".mcp.json"), scope: "local" },
   ]